Toyota Camry vs Honda Accord: Complete OTD Cost Comparison

The Toyota Camry and Honda Accord are America's best-selling mid-size sedans—and for good reason. Both offer reliability, comfort, and strong resale value. But which one costs less to own? This comparison breaks down the out-the-door pricing, ongoing costs, and true value of each vehicle.

Category
Vehicle Comparisons
Primary topic
OTD Calculators

Base Price Comparison

Both the Camry and Accord start at similar price points for their base models. However, feature content varies between comparable trims. The Camry often includes more standard safety features at the base level, while the Accord may offer a sportier driving experience. Compare equivalent trims, not just base prices.

OTD Price Differences

Your out-the-door price depends on your state's tax rates, dealer fees, and any manufacturer incentives. Because both vehicles are in similar price ranges, the OTD difference between them is often just a few hundred dollars. Use our calculator to compare specific trim levels.

5-Year Ownership Cost

When comparing total cost of ownership, consider depreciation, insurance, fuel, and maintenance. Both vehicles have excellent reliability records and hold their value well. The Camry typically has slightly lower maintenance costs, while the Accord may have marginally better fuel economy depending on the model.

Which Offers Better Value?

Both vehicles offer exceptional value in the mid-size sedan segment. The 'better' choice depends on your priorities: prefer a quieter ride and proven reliability? Consider the Camry. Want a more engaging drive with a modern interior? The Accord excels there. Neither is a wrong choice.

Frequently asked questions

Which is cheaper, Camry or Accord?

Base prices are similar. The Camry may have slightly lower total ownership costs due to historically lower maintenance expenses, but the difference is small.

Which has better resale value?

Both retain value exceptionally well. Historically, they're nearly identical in 5-year depreciation percentages.

How do I compare OTD prices for both?

Use our OTD Calculator for each vehicle. Enter the trim level's MSRP and your ZIP code to see itemized cost breakdowns for comparison.

Which is more reliable?

Both Toyota and Honda have excellent reliability ratings. Consumer reports consistently rank both brands among the most dependable.

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