Miami's diverse and competitive auto market offers both luxury options and value deals, but understanding your complete out-the-door price is essential before visiting dealerships. With Miami-Dade County's 7% sales tax and Florida's fee structure, the gap between sticker price and what you actually pay can exceed $4,000 on a typical vehicle. Whether you're shopping in Doral, Hialeah, or along the US-1 corridor, knowing these costs empowers you to negotiate effectively.
Calculate your Miami out-the-door price
Miami-Dade County has a combined sales tax rate of 7%, including Florida's 6% state sales tax plus 1% local surtax.
On a $40,000 vehicle, you'll pay approximately $2,800 in sales tax. Florida caps the discretionary surtax at the first $5,000 of purchase price.
Registration fees in Florida are $225 for new vehicles, plus weight-based annual fees of $27.60 to $47.00.
Title fees are $77.25 statewide, with an additional $2.00 lien fee if financing.
Miami dealers typically charge documentation fees between $799 and $1,199. The luxury car market here often sees higher doc fees.
Miami has one of the nation's most diverse auto markets, with dealers catering to every segment from economy to ultra-luxury.
Major dealer concentrations exist in Doral, Hialeah, North Miami, and along US-1 in South Miami.
The luxury segment is particularly strong in Miami. Expect to find extensive selection of premium brands.
Many dealers are bilingual and accustomed to international buyers. Don't hesitate to negotiate in your preferred language.
Credit unions like Space Coast and Tropical Financial offer competitive auto loan rates for Miami-area buyers.
Miami-Dade County has a 7% combined sales tax rate on vehicle purchases.
Miami dealers typically charge $799-$1,199 for documentation fees, plus Florida's $225 registration and $77.25 title fees.